Conditions Assessment Tool by Pre-Loss: Know the State of Every Structure

The Pre-Loss Conditions Assessment Tool is designed to give every stakeholder a structured, evidence-backed evaluation of an asset’s condition—whether before a loss, after a disaster, or during routine asset management. Backed by 3D models, LiDAR, Thermal Imaging, High-Resolution Imagery, and Expert Annotation, this tool offers Objective Scoring and Visual Validation

Stop guessing and start prioritizing. Our tool surfaces clear condition grades and maintenance red flags across your asset portfolio—so you can mitigate risk, not just react to it.

  • Identify vulnerabilities and deferred maintenance
  • Benchmark assets across locations or divisions
  • Justify budget and resource allocation with real data

Cities, school districts, and government entities can’t afford to operate on assumptions. The Conditions Assessment Tool gives them clear insight into what’s failing, what’s urgent, and what’s next.

  • Support FEMA and recovery documentation
  •  Plan capital improvements and facility upgrades
  • Provide defensible condition scores for grant funding

In litigation or arbitration, assumptions won’t hold up—data will. The Conditions Assessment Tool gives legal teams annotated, timestamped reports that clearly show asset condition over time.

  • Support or challenge scope of repair
  • Anchor legal arguments in factual, scan-backed evidence
  • Deliver third-party condition validation in court or mediation

Facilities leaders get a single-pane view of building health, room-by-room and campus-wide—supported by visuals and structured ratings that help guide long-term decision-making.

  • Prioritize maintenance across campuses
  • Get ahead of insurance risks or safety issues
  • Use as part of annual capital planning and board reporting

Before and after a loss, underwriters and claims teams use the Conditions Assessment Tool to validate structure-level risk, guide scope of repair, and support renewal decisions.

  • Verify asset condition at binding or renewal
  • Use post-loss scans to validate repair quality
  •  Improve underwriting models with structured data 

Precision with Intelligent Twins

Our process creates a Intelligent twin of your assets directly onsite—not from outdated images, but from an exact replica. This ensures you're working with the most accurate and current data available.

Streamlined Underwriting Process

We consolidate all critical information into one comprehensive deliverable, allowing underwriters to go through their entire checklist with ease and efficiency.

Efficiency at Scale

Our solution cuts underwriting time significantly, enabling you to process more policies faster. This not only increases throughput but also reduces the manpower required, driving significant cost savings.

People Power Optimization

With our technology, you'll need fewer resources to achieve the same, or better, results. By optimizing your underwriting process, we help you focus on what truly matters—delivering superior value to your clients.

Why It Matters

A claim shouldn’t be the first time someone documents an asset.
The Pre-Loss Conditions Assessment Tool brings structure, clarity, and credibility to asset evaluation—before, during, or after the loss.

Want to assess your assets with confidence? Let’s get started.

Let’s show you the future of claims clarity in action.